Behind on mortgage payments in Michigan?
You still have options.
Missing payments happens — job changes, medical bills, rising costs, family emergencies, or simply falling behind. If you're struggling to catch up, the pressure can feel overwhelming.
You can still take control of the situation before it becomes foreclosure.
And selling your home quickly may be the fastest, simplest path to protecting your credit and your equity.
Zion REI buys homes as-is, in any situation, anywhere in Michigan — even if you're already receiving default notices or lender calls.
What happens when you fall behind on mortgage payments in Michigan?
Michigan homeowners often face:
- Late fees and penalty interest
- Lender collection calls
- Default notices
- Demand letters
- Pre-foreclosure filings
- Risk of sheriff sale
The earlier you take action, the more options you have.
And one of the fastest ways to stop the process is to sell your home before foreclosure begins.
We buy homes from Michigan homeowners who are behind on payments.
We help people in situations such as:
Whatever the reason, we’re here to help — not judge.
How to sell your house fast when you’re behind on payments.
Michigan tax foreclosure follows a strict timeline. Selling before the deadline protects your credit and equity. Here’s how we help you:
Contact us for a simple, private conversation
Tell us what’s happening. No pressure. No obligation.
Quick walkthrough of the property
We evaluate the home as-is — no cleaning or repairs needed.
Receive a cash offer within 24 hours
A fair, transparent offer based on your home’s current condition.
Choose your closing date
Close in 7–14 days, or slower if needed. We work around your lender’s timeline.
We pay off your mortgage at closing
Your lender gets paid, the loan is satisfied, and you keep any remaining equity.
Selling before foreclosure hits your credit can save you years of financial stress.
Why homeowners behind on mortgage payments choose Zion REI
- 160+ five-star reviews from Michigan sellers
- Local, trusted homebuyers — not out-of-state wholesalers
- Fast closings to avoid missed-payment consequences
- We buy houses in any condition — no repairs needed
- We handle all lender payoff paperwork
- No agent fees or commissions
- Completely confidential and judgment-free
We’re here to help you move forward with dignity and confidence.
Can I sell my house if I’m behind on payments in Michigan?
Yes.
You can sell your home even if you’re behind, even if you’ve received default notices, and even during pre-foreclosure.
Selling can:
- Protect your credit from foreclosure
- Stop fees and penalties
- Allow you to pay off your loan
- Let you walk away with remaining equity
- Give you a fresh financial start
Don’t wait until the lender takes the next step — explore your options now.
Get help today — Before missed payments turn into foreclosure
You don’t have to face this alone.
We’ll explain your options clearly and help you stop the situation from getting worse.
*all communication is confidential.
Success stories
Join hundreds of other satisfied sellers who have worked with us.
