Falling behind on your mortgage?
You still have options.
Stop Michigan foreclosure fast with a cash home buyer
Most homeowners don’t realize they can still make decisions after missing payments or receiving a default notice. Foreclosure feels overwhelming, but the truth is simple:
If you own the home, you still have choices.
And selling before the bank completes the process is often the fastest, cleanest way forward.
Zion REI helps Michigan families in situations like:
- Pre-foreclosure
- Behind on payments
- Loan modification denial
- Sheriff sale scheduled
- Tax foreclosure
- Homes needing major repairs
We step in quickly, buy your home as-is, and help you move toward a fresh start — without shame or pressure.
You have options when facing foreclosure in Michigan
Talk to a real person who understands foreclosure in Michigan.
No call centers. No scripts. No pressure.
Just a straightforward conversation about your options. You're not stuck yet.
*all communication is confidential.
How we help Michigan homeowners avoid foreclosure
A quick conversation to understand your timeline
Michigan’s foreclosure process moves in stages—missed payments, default notices, sheriff sale, then a redemption period. We’ll help you understand exactly where you’re at and how much time you realistically have.
Fast property visit (before the sheriff sale or during redemption)
Whether your home is heading toward a sheriff sale or already in the Michigan redemption period, we can visit the property quickly. You don’t need to clean or make repairs—we evaluate it exactly as it is.
Same-day cash offer based on your situation
We give you a straightforward cash offer that allows you to sell before the sheriff sale or during the redemption period. In Michigan, this is key—selling before redemption expires is often the fastest way to stop foreclosure damage to your credit.
You choose a closing date that fits Michigan’s foreclosure timeline
If you're still before the sheriff sale, we can close quickly to prevent the sale from happening.
If you're in the redemption period (which is usually 6 months in Michigan, and sometimes 1 year for certain property types), we can work within that window to complete the sale before time runs out.
We pay off your lender and stop the foreclosure clock
At closing, we handle everything:
- The mortgage payoff
- Communication with the lender
- Required documentation
- Ensuring the redemption is properly completed
This stops the foreclosure from going on your permanent record and protects any remaining equity you still have in the home.






